ToolerCat / Chargeback Reason Codes / Mastercard 4849 — Questionable Merchant Activity

Mastercard 4849 — Questionable Merchant Activity

Fraud chargeback.

Code
4849 Mastercard
Category
Fraud
What it means
The merchant is listed in a Mastercard fraud/audit program.
Evidence that wins
Usually not defensible.
How to prevent it
Keep fraud and chargeback ratios low.

Rules and deadlines differ by region and acquirer — always check the instructions in your PSP dashboard.

All chargeback codes → Decline codes