ToolerCat / Chargeback Reason Codes / Visa 12.1 — Late Presentment

Visa 12.1 — Late Presentment

Processing Error chargeback · legacy: retired April 2024, now 11.3.

Code

12.1 Visa legacy: retired April 2024, now 11.3

Category

Processing Error

What it means

Transaction was settled too late after authorization.

Evidence that wins

Proof of timely presentment.

How to prevent it

Settle batches daily.

Rules and deadlines differ by region and acquirer — always check the instructions in your PSP dashboard.

All chargeback codes → Decline codes