What is Visa chargeback reason code 12.2?

Incorrect Transaction Code. A credit was processed as a debit, or a debit as a credit.

ToolerCat / Chargeback Reason Codes / Visa 12.2 — Incorrect Transaction Code

Visa 12.2 — Incorrect Transaction Code

Processing Error chargeback.

Code

12.2 Visa

Category

Processing Error

What it means

A credit was processed as a debit, or a debit as a credit.

Evidence that wins

Proof the transaction code was correct.

How to prevent it

Validate transaction types in your integration.

Rules and deadlines differ by region and acquirer — always check the instructions in your PSP dashboard.