Visa 12.7 — Invalid Data
Processing Error chargeback.
Code
12.7 VisaCategory
Processing Error
What it means
Authorization was obtained with invalid data (e.g. wrong MCC or date).
Evidence that wins
Proof the data in the authorization was correct.
How to prevent it
Send correct MCC and transaction data.
Rules and deadlines differ by region and acquirer — always check the instructions in your PSP dashboard.