ToolerCat / Decline Codes / Decline code 04 — Pick up card (no fraud)

Decline code 04 — Pick up card (no fraud)

Pick up card (no fraud). Hard decline. Do not retry — Visa treats this as "issuer will never approve".

ISO 8583 response code 04.

Code

04 ISO 8583

Meaning

Pick up card (no fraud)

Type

hard decline

Retry?

Never

What to do

Hard decline. Do not retry — Visa treats this as "issuer will never approve".

Tell the customer

“Your card cannot be used. Please use another card.”