What does decline code 15 mean?

No such issuer. BIN not recognised. Typo in the number or unsupported card.

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Decline code 15 — No such issuer

ISO 8583 response code 15.

Code

15 ISO 8583

Meaning

No such issuer

Type

hard decline

Retry?

What to do

BIN not recognised. Typo in the number or unsupported card.

Tell the customer

“The card number is incorrect.”