What does decline code 1A mean?

Additional customer authentication required (SCA). PSD2/SCA soft decline. Re-submit with 3DS authentication.

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Decline code 1A — Additional customer authentication required (SCA)

Visa response code 1A.

Code

1A Visa

Meaning

Additional customer authentication required (SCA)

Type

soft decline

Retry?

Yes, with 3DS

What to do

PSD2/SCA soft decline. Re-submit with 3DS authentication.

Tell the customer

“Please authenticate this payment with your bank.”