ToolerCat / Decline Codes / Decline code 46 — Closed account

Decline code 46 — Closed account

Closed account. Account is closed. For subscriptions: ask for a new card (or use network token / account updater).

Visa response code 46.

Code

46 Visa

Meaning

Closed account

Type

hard decline

Retry?

Never

What to do

Account is closed. For subscriptions: ask for a new card (or use network token / account updater).

Tell the customer

“Your card cannot be used. Please use another card.”