What does decline code 61 mean?

Exceeds withdrawal amount limit. Customer limit reached. Retry later or ask to raise the limit.

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Decline code 61 — Exceeds withdrawal amount limit

ISO 8583 response code 61.

Code

61 ISO 8583

Meaning

Exceeds withdrawal amount limit

Type

soft decline

Retry?

Later / lower amount

What to do

Customer limit reached. Retry later or ask to raise the limit.

Tell the customer

“This exceeds your card limit.”