MCC 6012: Financial Institutions — Merchandise and Services
Merchant category code 6012 · Miscellaneous stores & personal services
MCC
6012Description
Financial Institutions — Merchandise and Services
Group
Miscellaneous stores & personal services
Risk
often treated as high-risk — acquirers may require extra checks, reserves or refuse onboarding; some issuers block these transactions.
The MCC can affect cashback categories, card limits and blocks, interchange fees and risk monitoring. Exact rules depend on the bank and card network.
Nearby codes
5998 · Tent and Awning Shops 5999 · Miscellaneous and Specialty Retail Store 6010 · Financial Institutions — Manual Cash Dis 6011 · Financial Institutions — Automated Cash 6051 · Non-Financial Institutions — Foreign Cur 6211 · Security Brokers and Dealers 6300 · Insurance Sales, Underwriting and Premiu 6513 · Real Estate Agents and Managers — Rental