MCC 6540: Non-Financial Institutions — Stored Value Card Purchase / Load
Merchant category code 6540 · Miscellaneous stores & personal services
MCC
6540Description
Non-Financial Institutions — Stored Value Card Purchase / Load
Group
Miscellaneous stores & personal services
Risk
often treated as high-risk — acquirers may require extra checks, reserves or refuse onboarding; some issuers block these transactions.
The MCC can affect cashback categories, card limits and blocks, interchange fees and risk monitoring. Exact rules depend on the bank and card network.
Nearby codes
6051 · Non-Financial Institutions — Foreign Cur 6211 · Security Brokers and Dealers 6300 · Insurance Sales, Underwriting and Premiu 6513 · Real Estate Agents and Managers — Rental 7011 · Lodging — Hotels, Motels, Resorts 7012 · Timeshares 7032 · Sporting and Recreational Camps 7033 · Trailer Parks and Campgrounds