MCC 7278: Buying and Shopping Services and Clubs
Merchant category code 7278 · Miscellaneous stores & personal services
MCC
7278Description
Buying and Shopping Services and Clubs
Group
Miscellaneous stores & personal services
Risk
often treated as high-risk — acquirers may require extra checks, reserves or refuse onboarding; some issuers block these transactions.
The MCC can affect cashback categories, card limits and blocks, interchange fees and risk monitoring. Exact rules depend on the bank and card network.
Nearby codes
7261 · Funeral Services and Crematories 7273 · Dating Services 7276 · Tax Preparation Services 7277 · Counseling Services — Debt, Marriage, Pe 7296 · Clothing Rental — Costumes, Uniforms, Fo 7297 · Massage Parlors 7298 · Health and Beauty Spas 7299 · Miscellaneous Personal Services